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[Business] Payment Processing Gateway Alternative to PayPal? - Printable Version

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RE: Payment Processing Gateway Alternative to PayPal? - rahatgetnada - 06-19-2019 12:56 PM

(06-17-2019 03:15 PM)Crusader Wrote:  I have been told that I can apply for processing with banks.

But I thing it's waste of time. Mainly because banks have longer and more complicated application process. Their verification criteria is more complex. If this industry is something that even PayPal doesn't let me to be there, I'm sure banks would reject me on spot. So it will be just tons of paperwork I have to send them along with hundreds of hours of my time.

Sorry, I can't seem to message you direct. Did you fix your issue? My friend says he can get it set up, but it's not cheap. What's your budget?


RE: Payment Processing Gateway Alternative to PayPal? - seekinglogos - 06-19-2019 03:58 PM

(06-17-2019 03:15 PM)Crusader Wrote:  I have been told that I can apply for processing with banks.

But I thing it's waste of time. Mainly because banks have longer and more complicated application process. Their verification criteria is more complex. If this industry is something that even PayPal doesn't let me to be there, I'm sure banks would reject me on spot. So it will be just tons of paperwork I have to send them along with hundreds of hours of my time.

I sell in a high risk category as well (dietary supplements), and had similar issues in the past with Paypal and Stripe. I was eventually able to get up and running by applying directly with banks, though it was a long grind before getting approved by one. Paypal is far pickier than banks in my experience, and local banks tend to be less picky than large chains.

I'm not familiar with your particular niche and how banks will treat it, but there are high risk processors that cater specifically to categories that normal processors won't work with. (emerchantbroker, paykings, soarpay, etc...)