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Who here makes $50,000 or less and how do you budget?
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Emperor Constantine Offline

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Joined: May 2019
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Post: #12
RE: Who here makes $50,000 or less and how do you budget?
I have made just under $50,000 the last couple years, and live in an expensive city. I don't budget, but I track my spending. I have an excel spreadsheet and at the end of each month I go through my bank statements and put each purchase into the appropriate category on the spreadsheet. It gets me thinking about what I spend, and my spending has gone down quite a bit since I initially started tracking.

Last year I made about $47k and spent around $25k. This year I'm on track to make a bit more and spend a bit less. I put most of the difference into investments. The key is the tracking. For me, it's a lot more helpful than budgeting a certain amount for things each month. This article by Roosh got me started: https://www.rooshv.com/how-to-get-your-f...s-in-order

I also find the blogs Mr. Money Mustache and Early Retirement Extreme to be particularly helpful. ERE continually makes me realize that I live absolutely extravagantly.
08-24-2019 01:51 PM
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RE: Who here makes $50,000 or less and how do you budget? - Emperor Constantine - 08-24-2019 01:51 PM

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