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Business Payment Processing Gateway Alternative to PayPal?
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Crusader Offline
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Post: #1
Question Payment Processing Gateway Alternative to PayPal?
Hi guys,

I have a rather complicated situation and need your valuable opinion as PayPal has technically banned my business.

I have been running an essay writing company for a while everything was fine until PayPal announced that they are going to deplatform all the accounts associating with this industry.

Look at this article for example:
http://scalar.usc.edu/works/interest/pay...g-services

Then my first account was permanently banned and I had no choice to open another account. I just want to say when they ban your PayPal account, they basically ban every single bank account and credit cards attached to that account so in future you won't be able to use them. In the last two months they have banned five different PayPal accounts and I am now left with no bank account to link to any new PayPal account. That is also a waste of time as it's going to be banned within the first week anyway. Nevertheless, they have hold my funds for 180 days which was basically all my capital. They really brought me to the point of crash down.

You may say just Google "Payment Processing Gateway Alternative to PayPal" and you will end up with plenty of choices to replace the PayPal. The problem is the other companies also have a strict policy against Essay Writing Companies like me.

I have also been banned on Stripe, Skrill, 2checkout, Adyen and many more. I am running out of options now. I have been told this industry is categorised as "high risk" industry, something equivalent to gambling, dating and adult websites. Most of high risk processing gateway firms have long application form, huge set up fee, very high commission fee (around 8%), long settling balance period (around 4 months) and terrible exchange rates.

Do you have any experience with payment processors on high risk industries? I really need some help.
06-13-2019 03:17 AM
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redbeard Offline
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Post: #2
RE: Payment Processing Gateway Alternative to PayPal?
Bitcoin.
06-13-2019 06:52 AM
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No More Mr. Soy Boy Offline
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Post: #3
RE: Payment Processing Gateway Alternative to PayPal?
Transfer wise?
(This post was last modified: 06-13-2019 06:55 AM by No More Mr. Soy Boy.)
06-13-2019 06:54 AM
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uhriginal Offline
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Post: #4
RE: Payment Processing Gateway Alternative to PayPal?
1) Create an ebay account and direct your customers to purchase something on e-bay in return for the essay?

2) As mentioned before, bitcoin

3) Western Union direct wires to your account
06-13-2019 08:59 AM
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Koolman Offline
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Post: #5
RE: Payment Processing Gateway Alternative to PayPal?
skrill
neteller
revolution
n26
stripe
06-13-2019 02:21 PM
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AffNomad Offline
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Post: #6
RE: Payment Processing Gateway Alternative to PayPal?
Contact a good high risk ISO and rely on them to place you with the best UW bank.. you'll likely fall into high risk but 4mo settling time is false. Expect 10% rolling reserve, 4-7% fee, 2-3 day payouts. But don't expect any ISO to take you all that seriously unless you're bringing vol.
06-13-2019 09:50 PM
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Crusader Offline
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Post: #7
RE: Payment Processing Gateway Alternative to PayPal?
(06-13-2019 06:52 AM)redbeard Wrote:  Bitcoin.

Most of the clients don't have a Bitcoin account to pay with. Then I'll lose a lot of customers as I am giving them a difficult checkout experience.
06-14-2019 04:07 AM
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Crusader Offline
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Post: #8
RE: Payment Processing Gateway Alternative to PayPal?
(06-13-2019 06:54 AM)No More Mr. Soy Boy Wrote:  Transfer wise?

Unfortunately TransferWise doesn't offer a payment gateway which can be integrated at our checkout point. Otherwise they are really good. Although their exchange rate isn't that good.
06-14-2019 04:11 AM
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Crusader Offline
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Post: #9
RE: Payment Processing Gateway Alternative to PayPal?
(06-13-2019 02:21 PM)Koolman Wrote:  skrill
neteller
revolution
n26
stripe

skrill, n26, and stripe banned me.

I haven't
neteller doesn't provide a payment gateway. Regarding Revolution, I have to contact them.

Thanks,
06-14-2019 04:15 AM
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Crusader Offline
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Post: #10
RE: Payment Processing Gateway Alternative to PayPal?
(06-14-2019 04:15 AM)Crusader Wrote:  
(06-13-2019 02:21 PM)Koolman Wrote:  skrill
neteller
revolution
n26
stripe

skrill, n26, and stripe banned me.

I haven't
neteller doesn't provide a payment gateway. Regarding Revolution, I have to contact them.

Thanks,

I contacted Revolution and they only offer US based businesses. So it's not applicable to me. Maybe I should change the question to "PayPal alternatives in Europe".

Please advise.
06-14-2019 09:53 AM
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Fuego Offline
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Post: #11
RE: Payment Processing Gateway Alternative to PayPal?
You can use coinpayments.net plugins and take payment in any crypto/stable coin and no risk of getting banned. Also there maybe other services that take credit card payment and send you money in crypto so no problem in getting accounts frozen.
06-14-2019 01:43 PM
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Crusader Offline
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Post: #12
RE: Payment Processing Gateway Alternative to PayPal?
(06-14-2019 01:43 PM)Fuego Wrote:  You can use coinpayments.net plugins and take payment in any crypto/stable coin and no risk of getting banned. Also there maybe other services that take credit card payment and send you money in crypto so no problem in getting accounts frozen.

Thanks for your advice. I'll look into it. But I still need a safe gateway to process transactions.
06-15-2019 01:40 AM
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rahatgetnada Offline
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Post: #13
RE: Payment Processing Gateway Alternative to PayPal?
Once you're banned from one processor, you're banned from all. They use the same 3rd party database to cross-check names. I had an issue here in the USA due to a criminal record because of small time theft and I was banned from virtually every merchant. If I may ask, is there something holding you back? PM me if you need

To clarify, is your business 100% legal ?
06-15-2019 03:00 PM
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Crusader Offline
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Post: #14
RE: Payment Processing Gateway Alternative to PayPal?
Just an update that I am working with Stripe now. But it seems we really can't rely on them as they are as bad as PayPal. I keep it as an emergency gateway till I find a replacement.

Just watch this. They banned this guy selling some info on entrepreneurship:



06-16-2019 05:35 PM
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Crusader Offline
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Post: #15
RE: Payment Processing Gateway Alternative to PayPal?
(06-15-2019 03:00 PM)rahatgetnada Wrote:  Once you're banned from one processor, you're banned from all. They use the same 3rd party database to cross-check names. I had an issue here in the USA due to a criminal record because of small time theft and I was banned from virtually every merchant. If I may ask, is there something holding you back? PM me if you need

To clarify, is your business 100% legal ?

That's true. And I am now searching for processor outside of US. Seems they all share a database. Like getting rejected for a loan. If you get rejected from one bank you probably gonna get rejected by others too.

We are an essay writing company. It's not "illegal" in the UK and many people consider it as help. PayPal decided to deplatform this industry and now other processors are doing the same. Here is a post I wrote on it.

In a world that selling drugs or porn have become legalised, I don't know why there's a big fuss against essay writing services.

Anyway, if you recommend any European companies please share the details.
06-16-2019 05:42 PM
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Suits Offline
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Post: #16
RE: Payment Processing Gateway Alternative to PayPal?
(06-16-2019 05:35 PM)Crusader Wrote:  


Let me see how I feel about this:
  • Long rambling video that wastes my time
  • No ability to self edit
  • Zero production value
  • Annoying accent
  • Thinks he's way cooler than he obviously isn't
  • Thinks he's funny -- isn't

I, for one, am very pleased that Stripe is making it harder for this guy to sell "info on entrepreneurship."

I can only imagine how much his "customers" must have regretted their purchases, which would probably explain why Stripe dropped him.

Either way, the struggles that OP has faced gives me an increased level of faith in humanity. While I would never endorse payment providers banning free speech because they disagree with someone's ideology, having standards and refusing to do business with companies and individuals involved in dubious activities is something I fully encourage and support.

For OP, sell generic gift-cards on another, unrelated website and then accept those gift-cards as a form of payment on your questionable, totally not illegal homework-for-cash website.

Problem solved.
(This post was last modified: 06-16-2019 11:24 PM by Suits.)
06-16-2019 11:21 PM
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king bast Offline
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Post: #17
RE: Payment Processing Gateway Alternative to PayPal?
Obviously there's the "helping people cheat" market, but are there any legitimate applications for an essay writing company? If not, perhaps you'd be better off directing your efforts towards building a less immoral business rather than finding a work around that allows you to keep undermining the trust in your society for profit.
(This post was last modified: 06-16-2019 11:43 PM by king bast.)
06-16-2019 11:41 PM
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Suits Offline
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Post: #18
RE: Payment Processing Gateway Alternative to PayPal?
(06-16-2019 11:41 PM)king bast Wrote:  Obviously there's the "helping people cheat" market, but are there any legitimate applications for an essay writing company? If not, perhaps you'd be better off directing your efforts towards building a less immoral business rather than finding a work around that allows you to keep undermining the trust in your society for profit.

Yes, I suppose that one in a million people may want to pay for an essay to be purely for "research purposes," after which they will then write an entirely legitimate essay all on their own.
06-16-2019 11:46 PM
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rahatgetnada Offline
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Post: #19
RE: Payment Processing Gateway Alternative to PayPal?
(06-16-2019 05:42 PM)Crusader Wrote:  
(06-15-2019 03:00 PM)rahatgetnada Wrote:  Once you're banned from one processor, you're banned from all. They use the same 3rd party database to cross-check names. I had an issue here in the USA due to a criminal record because of small time theft and I was banned from virtually every merchant. If I may ask, is there something holding you back? PM me if you need

To clarify, is your business 100% legal ?

That's true. And I am now searching for processor outside of US. Seems they all share a database. Like getting rejected for a loan. If you get rejected from one bank you probably gonna get rejected by others too.

We are an essay writing company. It's not "illegal" in the UK and many people consider it as help. PayPal decided to deplatform this industry and now other processors are doing the same. Here is a post I wrote on it.

In a world that selling drugs or porn have become legalised, I don't know why there's a big fuss against essay writing services.

Anyway, if you recommend any European companies please share the details.

I will ask my friend in Sweden and get back to you. He runs a vape shop online.
06-17-2019 03:48 AM
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Crusader Offline
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Post: #20
RE: Payment Processing Gateway Alternative to PayPal?
Just let the people following this thread know, that I opened a new PayPal account and it got banned in 24 hour. I'm breaking records here. The King of Getting Banned.
06-17-2019 05:43 AM
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rahatgetnada Offline
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Post: #21
RE: Payment Processing Gateway Alternative to PayPal?
(06-17-2019 05:43 AM)Crusader Wrote:  Just let the people following this thread know, that I opened a new PayPal account and it got banned in 24 hour. I'm breaking records here. The King of Getting Banned.

That sounds crazy. I spoke to my friend and he said could get it organized. One question: do you have UK bank account or Israeli or Russian???
06-17-2019 01:12 PM
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Crusader Offline
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Post: #22
RE: Payment Processing Gateway Alternative to PayPal?
(06-17-2019 01:12 PM)rahatgetnada Wrote:  
(06-17-2019 05:43 AM)Crusader Wrote:  Just let the people following this thread know, that I opened a new PayPal account and it got banned in 24 hour. I'm breaking records here. The King of Getting Banned.

That sounds crazy. I spoke to my friend and he said could get it organized. One question: do you have UK bank account or Israeli or Russian???

Haha. That Israeli flag is just a troll many forum members doing. I don't have an Israeli account neither Russian. Wink I wish I had
06-17-2019 01:22 PM
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rahatgetnada Offline
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Post: #23
RE: Payment Processing Gateway Alternative to PayPal?
(06-17-2019 01:22 PM)Crusader Wrote:  
(06-17-2019 01:12 PM)rahatgetnada Wrote:  
(06-17-2019 05:43 AM)Crusader Wrote:  Just let the people following this thread know, that I opened a new PayPal account and it got banned in 24 hour. I'm breaking records here. The King of Getting Banned.

That sounds crazy. I spoke to my friend and he said could get it organized. One question: do you have UK bank account or Israeli or Russian???

Haha. That Israeli flag is just a troll many forum members doing. I don't have an Israeli account neither Russian. Wink I wish I had

I can help you. PM me. I have a hook up
(This post was last modified: 06-17-2019 01:49 PM by rahatgetnada.)
06-17-2019 01:45 PM
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Crusader Offline
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Post: #24
RE: Payment Processing Gateway Alternative to PayPal?
(06-17-2019 01:45 PM)rahatgetnada Wrote:  
(06-17-2019 01:22 PM)Crusader Wrote:  
(06-17-2019 01:12 PM)rahatgetnada Wrote:  
(06-17-2019 05:43 AM)Crusader Wrote:  Just let the people following this thread know, that I opened a new PayPal account and it got banned in 24 hour. I'm breaking records here. The King of Getting Banned.

That sounds crazy. I spoke to my friend and he said could get it organized. One question: do you have UK bank account or Israeli or Russian???

Haha. That Israeli flag is just a troll many forum members doing. I don't have an Israeli account neither Russian. Wink I wish I had

I can help you. PM me. I have a hook up

Really appreciate it. Message sent.
06-17-2019 03:10 PM
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Crusader Offline
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Post: #25
RE: Payment Processing Gateway Alternative to PayPal?
I have been told that I can apply for processing with banks.

But I thing it's waste of time. Mainly because banks have longer and more complicated application process. Their verification criteria is more complex. If this industry is something that even PayPal doesn't let me to be there, I'm sure banks would reject me on spot. So it will be just tons of paperwork I have to send them along with hundreds of hours of my time.
06-17-2019 03:15 PM
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