It´s more a test in gullibility and ease of being manipulated - the elite spits on you with contempt. They don´t respect you for adhering to those rules. They think that the mask-wearing Karens who now call non-mask wearing people Karens - they think that you are total morons and sheep. Even the lowest rungs of the pyramids - the freemasons - got multiple hints in all the media that it is a hoax and all the initiated brothers and sisters have nothing to fear. It´s not even that difficult to decode because those Masonic secrets are out there, but are just disbelieved because most people are not part of those groups and the normies think that worldwide cooperation is impossible somehow.
You do not need everyone to be in on it when you control the incentives people operate under. When they have created a massive financial and branding incentive for everyone in the system to hype the Wu Flu, only a small number of people (those setting the incentives) are required to actually be in on the agenda.
For example...look at that Wells Fargo thing. Was it a massively co-ordinated, sinister conspiracy where every local branch member of this massive national bank was in on it? Nope. A few higher level managers established incentives to engage in fraud, made it necessary to do the fraud to get ahead, and everyone else got in line with those incentives.