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Message: <blockquote data-quote="stream26" data-source="post: 1290429" data-attributes="member: 12134">Most of my spending is fixed. I made goals for savings, emergency fund contributions and fun money. Then I made goals for my non-fixed expenses that might affect these goals.To track my non fixed spending eating out ($100 goal), grocery ($200 goal) and miscellaneous ($100 goal) I made a expense tracker and write in the date, cost and store/item right after I whip out my credit card. It takes 5 seconds to do, which is why I do it this way.Easy to check in mid month to see how you're doing and adjust spending according.</blockquote>