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Built to Fade

Woodpecker
RE: The Quick Loans Math

Hello everybody,

I've been looking around for information regarding loan repayments & I haven't seen a list of loan repayment formulas from my search.

This guide is most useful for college/university students who have loans & home buyers. Even if you don't have a current loan, this tool will help you discern the power of compound interest.
______________________________________________

DISCLAIMER: This datasheet does not constitute financial advice, nor it claims to be as such. Contact your financial advisor for specific information about loan repayments.

This datasheet details the mathematics of loans, which consists of an exponent (compound interest in the absence of payment) & a geometric series (a series of periodical exponents ranging from 1 to n).

The following datasheet assumes that the interest rate remains unchanged, therefore all examples below will be for a fixed rate loan with a fixed repayment amount. This is not the case for variable loans since the interest rate changes on occasion, or for variable repayment amounts. In that case, the forumla will have to be applied multiple times.

Introduction

For some reason, debt was accepted as a way of life. However, there are other places to discuss the cultural and societal aspects of debt.

As debt is here to stay indefinitely in this world, this datasheet will delve into the mathematics of loans. If you prefer to skip the math, scroll down to the section "Applying The Relevant Formula Across Four Situations, Using Real Life Examples".

There are two sections: the detailed mathematical derivation focusing on the arithmetic series, geometric series & exponentials.

Detailed Mathematical Derivation
  1. Principal (Initial Amount)
  2. Instalment Amount
  3. Instalment Periods
  4. Interest Rate
Applying The Relevant Formula Across Four Situations, Using Real Life Examples:
  1. Principal (Initial Amount)
  2. Instalment Amount
  3. Instalment Periods
  4. Interest Rate
Conclusion
 

kbell

Crow
Gold Member

There are 10 hour versions.

I have no idea what that African women is saying besides New York City and extension, but she has a musical voice....
 

YoungBlade

Hummingbird
Listen. Don't talk to me like I'm some kinda fuckin' chump.
Alright?
Because I'm not.

I'm a businessman.
I'm a family man.
Man of the people.
Man of the church.
Man of the country.
I'm a patriot.
A veteran.
A man of god.
A missionary.
A postman.
I work at jamba juice, okay?
My dog is spayed.
I got letters ready for me at the notary republic.
I know a cobbler
I make my own quilts
Love eggs.
Shop locally.
I support local causes.
I take a cruise ship every 3 months.
I wear reading glasses.
My daughter has braces.
My eyebrows are shaved
And my friends are all geese.
I live in a house.
I have a head.
My clothes are all combustible.
My medicine is over the counter except for one prescription.
I have a shirt that reads "If you don't like me, I'll go fuck your mother."
I am inside of the matrix.
I live in a home with no windows.
I have lasers inside my brain
I have a shark in my bathroom.
My dog sleeps in my bed with me.
I have mouse under the rug.
My friends are all dead.
I went to india once.
I like bowling.

So don't talk to me like I'm some kinda fuckin' chump, alright?
Because I'm not.
 
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