I turned 40 today

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rudebwoy

Peacock
Gold Member
^ I think we need to realize that Tom Cruise is a fit dude who takes care of himself. I have no doubt he might be on HGH or some next level stuff. I don't know too many dudes famous or non-famous who look as well he does at his age.

The girl looks like she did too many casting couches. Lol
 

Samseau

Eagle
Orthodox
Gold Member
John Galt:

I admire you and respect your achievements. However, do you think you passed up the opportunity to find a young virgin and have a family? At 40, the youngest girl you'll get is around 25 most likely. By this stage most women are completely washed up. I don't blame you at all for avoiding children.

It seems to me that the best age to find a good wife is while you are still broke and in your twenties. Too bad the marriage laws are so stacked against men in developed world.
 

Zep

Pelican
Other Christian
rudebwoy said:
^ I think we need to realize that Tom Cruise is a fit dude who takes care of himself. I have no doubt he might be on HGH or some next level stuff. I don't know too many dudes famous or non-famous who look as well he does at his age.

The girl looks like she did too many casting couches. Lol

This is what Tom Cruise really looks like, a perfectly normal 51 year old.

86FSMfF.jpg


Happy Birthday OP
 

John Galt2

 
Banned
Samseau said:
John Galt:

I admire you and respect your achievements. However, do you think you passed up the opportunity to find a young virgin and have a family? At 40, the youngest girl you'll get is around 25 most likely. By this stage most women are completely washed up. I don't blame you at all for avoiding children.

It seems to me that the best age to find a good wife is while you are still broke and in your twenties. Too bad the marriage laws are so stacked against men in developed world.

Interesting you bring this up. My spent 3 years with my first longterm gf in college. She was a virgin when I met her and she wanted to get married up the day after graduation. For reasons I can only describe as "I feel trapped and dont want to repeat my parents lives", we broke up and she married the next guy she dated. So yes, I did pass on that opportunity and I am unlikely to find it again, especially considering that was almost 20 years ago and our culture has rapidly disintegrated since. I think if our culture was more "traditional" in the gender dynamic sense, then marrying her was probably the better bet. But now, with society filled with "grrrl power" and "strong independent women", I think I made the right call. My alternate reality would have been the following - sure, I would have married a pretty virgin, but she is also 38 now and would have easily been swept up into the societal cultural changes and possibly adapt an attitude of "i'm not haaaaapppy" type of thing. Plus, when I was broke I wouldnt have got a prenup and she could burn me at any point. But you know what the biggest risk would have been? No way I would have made those risky career bets if we were married. I am sure she would have convinced me to stay put using the following reasons - I have a good current job, she would have to move and find a new job, "lose" all our local friends, blah blah. Talk about a 180 life change vs me now.

Going forward, I will probably remain on this path because I am responding to incentives. Women (feminism) made the cost of marriage very high (no fault divorce, custody arrangements, etc) and men are rational actors . At some point if the cost is too high, we stop buying. And I've reached that point.
 

Wayout

Woodpecker
Gold Member
Stories like these are pure speculation. Some people got lucky and built a nice life by the age they are 40 and some worked hard all their lives,saving and got wiped out by 40 anyway. Most people who start a business fail withing one year losing all invested money! Basically there are no guaranties in life and absolutely no sure way to achieve financial goals.
I am glad I partied well into my thirties..always had my own place,traveled a lot,worked less than 40 hours a week and got into huge debt. I turned 40 myself not long ago - and I feel great. I am glad I didn't miss out on life! I often think back about all parties in college and traveling and all the girls I hooked up - while others worked full time and barely had time to sleep! At 40 I don't have the energy or patience to chase 20 y.o anymore...and sure as hell I am not interested in 30+ women. I enjoy sex less now compare to my 20's. Now is a good time to start making money. At least now I have life experience and less distractions ;)
 

bacon

Ostrich
Gold Member
@wayout

Your post trivializes the accomplishment of the OP when you claim he was just lucky. He took many steps and decisions to get where he wanted to be. These where decisions that required him to take risks sure but he also made lifestyle sacrifices that put him in an exceptionancial financial position as a young man. He won no lottery. He gave a blueprint for how he did it.
 

worldwidetraveler

Hummingbird
Gold Member
bacon said:
@wayout

Your post trivializes the accomplishment of the OP when you claim he was just lucky. He took many steps and decisions to get where he wanted to be. These where decisions that required him to take risks sure but he also made lifestyle sacrifices that put him in an exceptionancial financial position as a young man. He won no lottery. He gave a blueprint for how he did it.

You have to remember who Wayout is based on past posts. He is a 40 year old who lives in hostels or stays with families. His posts suggest he has a very tough time getting laid.

He is just trying to justify his mistakes. Hopefully the young guys learn from people like Wayout on what not to do.
 

Brodiaga

Ostrich
Gold Member
bacon said:
@wayout

Your post trivializes the accomplishment of the OP when you claim he was just lucky. He took many steps and decisions to get where he wanted to be. These where decisions that required him to take risks sure but he also made lifestyle sacrifices that put him in an exceptionancial financial position as a young man. He won no lottery. He gave a blueprint for how he did it.

I think it's a combination of luck and effort. For example, to get into a top 5 b-school, his IQ has to be in the top 1-2% give or take as a general rule. This rule doesn't apply to people like George W Bush, but applies to most of us. Most people will not get a top 5 MBA regardless of how hard they work.
 

worldwidetraveler

Hummingbird
Gold Member
Brodiaga said:
I think it's a combination of luck and effort. For example, to get into a top 5 b-school, his IQ has to be in the top 1-2% give or take as a general rule. This rule doesn't apply to people like George W Bush, but applies to most of us. Most people will not get a top 5 MBA regardless of how hard they work.

I disagree. It is more tenacity and persistence that pays off. You don't need a degree from a top 5 school in order to get rich. Those that are claiming luck are just making excuses as to why they fail or worst... why they don't even try.

A better example would be when I was in college I ended up with an art degree. I was heavily into art all my life and an art degree was something that came easy to me. The only problem was the pay sucked. Instead of just accepting terrible pay, I ended up staying for an extra year and getting a IT degree because the field was hot.

I ended up landing a job that paid 40k out of school and a raise within 6 months to 45k.

During the year with that company, I worked my ass off and ended up becoming one of the go to guys for a major project. I took advantage of my position and left the full time position for a contract that paid me 100 an hour. I was working 60 hours a week on average.

So after a year out of college I was making 6k a week gross and that contract lasted for years. I could have milked it for a very long time but I waned to move on to another contract that only paid 80 an hour but was in a different location.

I didn't come from a top 5 school but I made the right decisions, worked hard and got paid a lot of money because of it. There was no luck involved. Oh yea, that first job got me out of the US for the first time and I partied my ass off while working.

I was able to build on the skills I learned to create and sell my own products. I wouldn't have been able to do all of this if I had wasted all of my 20's/30's. Even with all the work I put in I still had a fuckin blast.
 

pitt

Hummingbird
Gold Member
With the internet nowadays, I think the best idea is to find a way to make money online and travel at the same time.

I just don't accept that general idea to work hard all your 20s and 30s and then travel and I also don't recommend to be travelling on some low budget. Some guys travel a lot and stay in hostels and couchsurfing..are you kidding me? If that's the way I am going to travel, then I might just stay home, work hard for few years, save some money then invest it and get to travel.

I like it how Richiep said it here: (post 32)
http://www.rooshvforum.com/thread-16152-post-274067.html#pid274067
 

TheChef

Robin
Really enjoyed this post! Congrats to your achievements and happy birthday Mr. Galt.

Career, Game and Fitness have always been at the top of my priorities now, and it looks like for some, it doesn't change much when you hit 40.

Curious, what do you have your sites on for the next year, or 5?
 

Zyzz

Sparrow
Brodiaga said:
bacon said:
@wayout

Your post trivializes the accomplishment of the OP when you claim he was just lucky. He took many steps and decisions to get where he wanted to be. These where decisions that required him to take risks sure but he also made lifestyle sacrifices that put him in an exceptionancial financial position as a young man. He won no lottery. He gave a blueprint for how he did it.

I think it's a combination of luck and effort. For example, to get into a top 5 b-school, his IQ has to be in the top 1-2% give or take as a general rule. This rule doesn't apply to people like George W Bush, but applies to most of us. Most people will not get a top 5 MBA regardless of how hard they work.

Getting into a top 5 MBA is more about 1)work experience, 2)GMAT scores, 3) undergrad GPA. there are other factors as well like letters of recc, community service, minority status, etc but getting into a top MBA has little to do with intelligence. correlation does not equal causation.
 

Zyzz

Sparrow
John Galt2 said:
There has been plenty of discussion in the community on how men gain value as they age, or when men peak. Sure, we all know men age like wine and women age like milk. But I would like to take this time to add one more data point to the young guys on the this board on what your life will be like as you age, assuming you take care of yourself. If you are 40, have means, and are fit, you can basically do anything.

Life is a journey, so first let me present some general advice for the 20-somethings on the board -

- Always bet on yourself Put your head down and achieve financial success, while living beneath your means so you can start building your “Fuck You” fund . To achieve financial success, you need to take risk in your profession. No risk, no return. So shoot for a job that has a high year-end bonus, equity in a startup / start your own business, high sales commission, etc. that makes a material difference for your net worth. Put yourself in a position to get huge upsides if everything goes well. For example, at age 24 I left a job which paid a $47k salary and $3k bonus for a job that paid $40k salary with a “$10k or higher” bonus. Most people wouldn't take a salary cut for an undetermined upside but my bonus ended up being $30k and I was on my way. Thought it was all the money in the world.

- Keep fit Nothing fancy needed here, consistency in basic pullups, pushups, and squats will get you pretty far.

- Eat as nature intended I highly recommend a paleo-esque diet, which is nothing more than eating plants and animals in their most natural state.

- Learn masculine skillsets Know how to drive a manual transmission, fire a gun, ride a motorcycle, fish, scuba, and box, to name a few.

Pretty basic stuff, but trust me when I say it leads to a pretty high upside if you are disciplined. So where do you end up? Let me present my current lifestyle at 40, with the occasional comparison to when I was 25.

- Career I took 3 material risks in my career (1. Changed careers to a job with lower base but potentially higher bonus (see above) 2. Dropped out of the workforce for two years to get a top 5 mba 3. Quit Wall Street job for a startup), and all 3 propelled me to where I am today as each had a more material upside than the last. It took me 15 years, but I built a portable skillset where I can work from anywhere and, more importantly, only answer to myself. No HR dept is going to be accusing this guy of bad game...er, sexual harassment

- Women I currently rotate 3 women of various ages (29, 35, 39), all of whom are better looking than any girl I dated in my 20's. My married friends fuck their worn out 42 year old wives with short hair twice a year.

- Health I recently did a full day, head to toe examination at the Cooper Clinic in Dallas. Some highlights - 177 lbs (same weight when I was a high school senior), 108/68 BP, 12.1% body fat, 20/20 vision, 568 testosterone, 89 hdl, 59 triglycerides. All metrics have seen significant improvement over the last ten years.

- Location I live in a major Midwest US city during the late summer and fall, so I can enjoy the lakes and watch my favorite football team play live. I rotate where I spend my winters, thinking Buenos Aires or New Orleans next year.

- Finances Reviewing old statements (yes, I keep everything), when I was 25 I had $1,878 in my checking account and $7,231 in my 401k. With $9k in credit card debt, it doesn't take a math genius to figure out I was dead broke. Now I am well into the 7 figures and can give live off my investment earnings for the rest of my life. That, my friends, is a fuck you fund.

Just remember, the two most valuable resources for men my age are time and freedom.


"Time of your life, huh kid?" - Guido, the killer pimp

Cool story.
 

Eusebius

Hummingbird
Gold Member
If you're under 30, you honestly think it's over by the time you hit 40. I hope reading sites like this will help younger guys visualise that it's not true, but it's pretty hard to do.

I honestly think that if you work hard in your 20s and 30s, and miss out on partying and women, in order to have some money at age 40, it will be worth it, PROVIDED you work on maintaining your health/looks, and you don't stay totally celibate or anything extreme like that. Find a career path you are passionate about, make it work, and you can still have women here and there, but you should prioritize your career way more than women.

If you are serious in a career based in a Western country, like most STEM jobs, you should't jeopardise it for travel. Do some travel when you finish college or whatever, but don't take years off to find yourself backpacking or blow your savings on annual trips. The world will still be there when you are 40 and the women in most overseas countries are more receptive to slightly older men anyway.
 

Switch

Kingfisher
I think the key is to find a balance between stacking bills when you are young and having a good time when you are young. You want to set yourself up to be in the best possible position financially when you are 40, but you also have to have a good time in your 20's and 30's. Remember, because of compound interest, saving 10 grand a year from ages 20-30 will net you more money by age 65 than putting in 10 grand a year from ages 30-65 (10% interest, hard, but doable). Think about that when you say money doesn't matter until you're older. Also think about how your access/ability to enjoy young women decreases with age. Balance.
 
Lots of interesting thoughts and ideas on the best way to age....obviously the keys to happiness for me later in life are; health, financial security, friendship and one i think most of us are forgetting time (freedom) to enjoy our ourselves. I have lots of rich financially secure friends wrapped so deep into their career, or marriage, or tied down with multiple kids they dont even have the TIME to enjoy their money....

I to am nearing the big 4-0 and realized at a younger age that I needed to keep myself ahead of the curve......I knew that meant for me to enjoy my later years to the best possible extent I first had to have an exit plan from the USA. I knew it was not a place I wanted to be stuck at age 40.

Before that happened I had to set myself up the best possible way, not only financially, but more importantly with the proper skill sets, experience and credentials to give me this international out when the time came... the freedom to live and work overseas.

Luckily years of international travel early in my life, talking to and befriending older wiser men opened my eyes to what was to come in my own life. I also learned through observing my own parents, and learned through a few LTR that marriage is a fairytale. Who wants to spend 10 years.... let alone 30-40 years with the same person???

To me this is one of if not the biggest mistakes most men do to themselves at a young age (Below age 35). It is the worst Business move of all time....who would go into a business with 100% of their assests knowing if (and it most likely will) it went wrong you would exit with at best 50% of those assests....NO ONE!!!

I hear you... but what about kids???.....I dont want to be lonely....all Bullshit....I have more friends, and access to young femine women now than I did 15 years ago...I have time to travel home and visit family and friends stateside if necessary.....I for one do not desire kids (I am at peace with that decision), but I have friends that have had kids without marriage and they are still financially stable and the kids are loved living an exciting culturally rich life overseas.

Ok yea great sounds good you say....what are you gonna do in 20 years time....well I will be splitting my time in one of the properties I am investing in now in a part of the world that will allow old men to still be happy and enjoy being a man....(I.E. SEA, Latin America,)

Where there are also like minded men from all over the world.....young femine women not hung up on age or societal stigmas.....I will not go out to die on a golf course or gated community in Florida and Arizona sitting around the club playing cards in the sun waiting to die....

It's a great world, full of so many possibilites and oppurtunites, for the young guys just keep yourself in the game and ahead of the curve!!!
 

DVY

Ostrich
Gold Member
Props on your lifestyle. I (somewhat) independently have come to the same conclusion. MSM screams "avoid risk, get a stable job, put money in your 401k" or "fuck corporate, travel the world- join greenpeace".

The real take-away and affirmation for me is Risky emotionally but with minimal financial blowout and big financial upside. I've recently been pursuing a similar strategy, albeit in healthcare, going towards doing high-end surgery. Funny thing is that "high-end surgery" is often just hoopla. Just noise. Good diagnostics, proper planning and being prudent on case selection (risk selection) almost ensure a positive result.

Build your own way and make your own conclusions. Sell a possible small piece of salary for a piece of equity. Thats 100% way to get wealthy
 

berserk

 
Banned
Zyzz said:
John Galt2 said:
There has been plenty of discussion in the community on how men gain value as they age, or when men peak. Sure, we all know men age like wine and women age like milk. But I would like to take this time to add one more data point to the young guys on the this board on what your life will be like as you age, assuming you take care of yourself. If you are 40, have means, and are fit, you can basically do anything.

Life is a journey, so first let me present some general advice for the 20-somethings on the board -

- Always bet on yourself Put your head down and achieve financial success, while living beneath your means so you can start building your “Fuck You” fund . To achieve financial success, you need to take risk in your profession. No risk, no return. So shoot for a job that has a high year-end bonus, equity in a startup / start your own business, high sales commission, etc. that makes a material difference for your net worth. Put yourself in a position to get huge upsides if everything goes well. For example, at age 24 I left a job which paid a $47k salary and $3k bonus for a job that paid $40k salary with a “$10k or higher” bonus. Most people wouldn't take a salary cut for an undetermined upside but my bonus ended up being $30k and I was on my way. Thought it was all the money in the world.

- Keep fit Nothing fancy needed here, consistency in basic pullups, pushups, and squats will get you pretty far.

- Eat as nature intended I highly recommend a paleo-esque diet, which is nothing more than eating plants and animals in their most natural state.

- Learn masculine skillsets Know how to drive a manual transmission, fire a gun, ride a motorcycle, fish, scuba, and box, to name a few.

Pretty basic stuff, but trust me when I say it leads to a pretty high upside if you are disciplined. So where do you end up? Let me present my current lifestyle at 40, with the occasional comparison to when I was 25.

- Career I took 3 material risks in my career (1. Changed careers to a job with lower base but potentially higher bonus (see above) 2. Dropped out of the workforce for two years to get a top 5 mba 3. Quit Wall Street job for a startup), and all 3 propelled me to where I am today as each had a more material upside than the last. It took me 15 years, but I built a portable skillset where I can work from anywhere and, more importantly, only answer to myself. No HR dept is going to be accusing this guy of bad game...er, sexual harassment

- Women I currently rotate 3 women of various ages (29, 35, 39), all of whom are better looking than any girl I dated in my 20's. My married friends fuck their worn out 42 year old wives with short hair twice a year.

- Health I recently did a full day, head to toe examination at the Cooper Clinic in Dallas. Some highlights - 177 lbs (same weight when I was a high school senior), 108/68 BP, 12.1% body fat, 20/20 vision, 568 testosterone, 89 hdl, 59 triglycerides. All metrics have seen significant improvement over the last ten years.

- Location I live in a major Midwest US city during the late summer and fall, so I can enjoy the lakes and watch my favorite football team play live. I rotate where I spend my winters, thinking Buenos Aires or New Orleans next year.

- Finances Reviewing old statements (yes, I keep everything), when I was 25 I had $1,878 in my checking account and $7,231 in my 401k. With $9k in credit card debt, it doesn't take a math genius to figure out I was dead broke. Now I am well into the 7 figures and can give live off my investment earnings for the rest of my life. That, my friends, is a fuck you fund.

Just remember, the two most valuable resources for men my age are time and freedom.


"Time of your life, huh kid?" - Guido, the killer pimp

Cool story.

I currently work in finance now(equity research) but am looking to move into something else in the front office. Was curious what you were doing while working in finance? What kind of start up did you join and how you found the opportunity? Can you speak a bit about what you do now and how you are able to swing it? Thanks.

We're all gonna make it brah.
 

Steve9

Woodpecker
Tully Mars said:
i think most of us are forgetting time (freedom) to enjoy our ourselves. I have lots of rich financially secure friends wrapped so deep into their career, or marriage, or tied down with multiple kids they dont even have the TIME to enjoy their money....

I agree that having the free TIME to really enjoy life is crucial.

The younger guys on RVF focused on climbing the corporate/career ladder need to think really hard about whether it is worth it.
 
I don't understand some of the hate the OP has been getting for 'missing out on children' or sacrificing his youth for the sake of making money.

He can basically do anything he wants with his life now and I doubt he’ll ever be broke or lonely.

My aim is to spend these years:
-Building financial assets
-Acquiring valuable and highly-sought after skills
-Collecting unique and enviable experiences
-Eating strict and working out

If you reach your 40th birthday with those four under your belt you are set.
 
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