I turned 40 today

[Giovonny]

I am almost 40.

I have been wanting to contribute something to this thread..

I wasn't sure what to write..???

I have not taken a "traditional" path..

I spent my 20's trying to become a professional athlete. I failed but it was worth it to me.

I spent my early 30s becoming a college professor. It was a good job but I quit because I wanted more freedom.

For the last few years, I have been primarily focused on teaching myself how to bang college girls. It has been a amazing journey of self-discovery, self-improvement, confidence building, fear elimination, paradigm shifting, and wild fun.

I'm not exactly sure what I will do next..

I'm going to try to become a social skills coach and if that doesn't work I will most likely return to the sports world.

My main point is this..

After 39 years,

The things that bring me the most happiness are financial security and freedom.

I am not a rich man, in fact, I am poor compared to most men on this board, but, the small apartment that I live in is mine. I bought it with cash. I saved all my money from the years I worked as a college professor and in 2009 when the real estate market crashed, I was ready to buy.

I don't pay rent to anybody! I love that.

I only owe a small amount to the bank so my mortgage is very small. Soon, I will have it paid off entirely and I will have no mortgage payment.

This gives me a lot of freedom. I don't have to come up with a lot of money every month in order to survive.

I was careful to craft my life in this way.

I made freedom my #1 priority.

My advice to younger guys is to cultivate financial security and freedom.

Those are the things that make me happy.

*****

Here is some more health related advice:

http://www.rooshvforum.com/thread-30-post-751160.html#pid751160

 

[jimukr104]

@wayout

Your post trivializes the accomplishment of the OP when you claim he was just lucky. He took many steps and decisions to get where he wanted to be. These where decisions that required him to take risks sure but he also made lifestyle sacrifices that put him in an exceptionancial financial position as a young man. He won no lottery. He gave a blueprint for how he did it.

Agreed...even more strange considering Wayout was whining about chicks and mentioned most of his LIFE success was with Fat chicks.

I am not criticizing it was in his past post.

It is harder to start later and you lose out on the law of compounding. If you are successful early it gets to the point the assets work for you and you can go where you want and do what you want.

The guys who play catch up end up as Walmart greeters at age 60 often enough.

Also as you age and keep fit you win in a war of attrition. There is VERY little competition anymore from guys your age and older and even less that are younger due to obesity.

 

[RockHard]

My advice to younger guys is to cultivate financial security and freedom.

otd:

I'll go with post of the year. I'm closer to 50 than 40 and it only gets more true. Money & time are the two primary constraints on my life and I'm always happier when I have both. I don't necessarily want to be retired, but I don't want to HAVE to work, especially at something I don't like.

 

[GyopoPlayboy]

i'll 2nd the nomination for post of the year.

threads like these are why i'm on RVF in the first place.

i'm 28, working for a consulting firm, and make just shy of 6 digits after including bonuses working anywhere between 40-80 hrs/wk. i am not at all interested in going the blogging/internet-market/ESL your way to a 2k/month live-on-a-thai-beach lifestyle so highly lauded on these boards. i don't see that as a path to true financial security or wealth.

john galt follows the same patterns of success as many other happy men in their 40s: they worked for companies at first where, as mark cuban puts it, they were essentially paid to learn.

they took calculated risks, like pay cuts or moving to startups, which can only happen if you have something valuable to leverage, like experience or knowledge. at some point, they leverage that experience and knowledge into some kind of equity position, whether its real estate or a stake in a company or some other form of investment.

thanks for sharing your wisdom OP +1

 

[anonymous123]

I agree 100% with this: "i am not at all interested in going the blogging/internet-market/ESL your way to a 2k/month live-on-a-thai-beach lifestyle so highly lauded on these boards. i don't see that as a path to true financial security or wealth.
- The whole vagabond lifestyle isn't for everyone. Oh, and go ahead and call me Beta...but I like to eat in nice restaurants and enjoy the company of beautiful women...and really wouldn't think for a second to split the tab. It just isn't my style. The whole "first round is on me" line just doesn't "fit my frame".

Next, I keep seeing references to making your money with compound interest. I use to think this way too. Hell, we are taught to think this is the path to "financial security and wealth". I'm not going to tell you not to save and not to just drip funds into your 401k (if you have one). That may indeed be the "safe bet" (doubt it, but to each their own). It is just my opinion that you have a better shot at "financial security and wealth" by being slavish towards positioning yourself for "an event" vs putting a certain amount in an index fund and trying to count how many years it takes to "reach your number". Save that for the finance professors (who don't have any money anyway).

Besides, seeking a situation that has a potential liquidity event down the road is more exciting, and if you do nail it can result in having "financial security and wealth" at a much earlier age when you can enjoy it.

I won't speak for Gringuito or the OP, but I'd bet they didn't bet their future on socking away money in the S&P500 over X years at a projected Y%.

Speaking for myself, I'd rather put my money behind betting on myself that I can knock the ball out of the park...and use the saving in an index fund approach simply for chips that I want to permanently take off the table...