lunchmoney
Woodpecker
With a week away from the new year, what are some of your financial goals in 2021?
Financially free. Would love to save $10,000 this year.With a week away from the new year, what are some of your financial goals in 2021?
Now that I've graduated from university I'm looking to get a start on my career in a decent place in Europe. Sure, I could make 2-3 times more money in a big US city or the Bay area, but you couldn't pay me enough to live in or around these spiritually devoid shitholes.
The plan is to better my computer skills (programming and analytics), while simultaneously improving my proficiency in the local language. With a few months of momentum under my belt, I'll start seriously applying for jobs, and pray that He will guide me to a place of wealth accumulation. That will be the first serious step towards a future of family formation.
Where are you thinking?Now that I've graduated from university I'm looking to get a start on my career in a decent place in Europe. Sure, I could make 2-3 times more money in a big US city or the Bay area, but you couldn't pay me enough to live in or around these spiritually devoid shitholes.
The plan is to better my computer skills (programming and analytics), while simultaneously improving my proficiency in the local language. With a few months of momentum under my belt, I'll start seriously applying for jobs, and pray that He will guide me to a place of wealth accumulation. That will be the first serious step towards a future of family formation.
Now that I've graduated from university I'm looking to get a start on my career in a decent place in Europe. Sure, I could make 2-3 times more money in a big US city or the Bay area, but you couldn't pay me enough to live in or around these spiritually devoid shitholes.
The plan is to better my computer skills (programming and analytics), while simultaneously improving my proficiency in the local language. With a few months of momentum under my belt, I'll start seriously applying for jobs, and pray that He will guide me to a place of wealth accumulation. That will be the first serious step towards a future of family formation.
I have citizenship in a stable European country, that's the most I'm willing to say (not looking to get doxxed).Which sort of European cities/provinces are you thinking about? Like France/Italy or more like Poland/Hungary?
Not planning to move to EE, as I'm well aware of the low wages and difficulty of integration. I think it's easier if you have some ancestry from there, but sadly I do not. Sticking to more familiar ground.Where are you thinking?
In EE + Poland you are probably going to struggle. Most of these countries will only hire from outside if they literally cannot find someone to do what they need, and the majority of these countries have free education systems that are pumping out Masters students in Comp-Sci ready for the illustriously coveted internship every single year.
You also aren't going to learn a language to a high enough proficiency to get through the door in countries like Slovakia, Hungary or Poland in a few months - the three countries almost every idealist wants to move to.
If you look at the forums related to these countries most people leave countries like the USA & UK expecting a land of opportunity and either live like an outcast in their girlfriends room or the guy returns back with his tail between his legs.
Even if the guy does manage to get a job it's not long before they discover that working for EE wages isn't very fun and there's a reason that these countries have many expats to degenerate highly paid countries.
One recommendation is actually Spain which is interesting in that they do tend to be open to foreigners and roles in QA are going like hot cakes at a weight watchers party. Spain is also a considerably easier language to learn to some degree and English will be widely spoken.
My honest advice would be get a quick-pass ESL cert and teach English in these countries as you build up the language & network OR go the freelance route and then pivot to Europe with some money behind you.
Or check out the UAE as gework says, there seems to be positive things to be said about that place from the nomad world.
This is definitely an interesting option that I'll be looking into. Heard of some expats making bank over there. I do hear that they take your passport upon arrival, so it's a bit more strict than other countries. Nice that there's no degeneracy, but there's also not much to do either. I'm fond of the outdoors and would prefer to live near the mountains. I'll keep my eye on the UAE though.Have you looked into options in The UAE? I'd be interested to see what they have available for employees. No tax, no politics, no degenercy.
OK that's cool, well wherever you do go I wish you the best for 2021!Not planning to move to EE, as I'm well aware of the low wages and difficulty of integration. I think it's easier if you have some ancestry from there, but sadly I do not. Sticking to more familiar ground.
Why mutual funds over stocks?I began long term investing with mutual funds and some speculative investing with bitcoin. So, my financial goal for 2021 is to invest a monthly small amount of money and see what happens in a year.
Why mutual funds over stocks?
many brokers have zero commission or miniscule costs now - mine is $0.01, with the software I use.
Do you have recommendations for live charts and software? I have a few ECN accounts from a few years ago but i've lost touch with trading since then.For new traders - DO NOT USE ROBINHOOD, DO NOT USE APPS - you CAN NOT day trade without at least seeing Level 2 & live-streaming charts accurate to the second. At best you can swing trade off Yahoo Finance charts, but you need software & a good broker or else you can expect bad prices & slow transactions.
Like some of yours, my goal is to invest, continue to turn trading into a part-time job making a reliable $10-20k per year extra. And buying a house out in the middle of nowhere.