I said nothing about not being able to afford a wife and child. I could do so, like most any many over 35, if I am willing to work until I am 70, or more likely 75 for most people in my generation. I don't want to do that. I never wanted to work for someone else, and I still don't want to, and I will not do it until I am in my 70's.The notion that one couldn't afford to raise a child after working 7 day weeks for two decades in ANY JOB, and investing prudently, is frankly quite ridiculous. Even the lowest paid worker could afford the expense if he was somewhat frugal.
It seems that holding onto such a notion stems from a fear of failure, or success. Your most recent comments allude to a progessive moving of the goalposts of being "financially ready" for children over time.
I have gathered that world events have a profound effect on your psyche. Whilst we cannot control external conditions (Great Depression, COVID, etc.), we can control how we mitigate the effects and continue to survive despite such circumstances.
I can only infer that there is something deeper fundamentally that is preventing you from achieving the objective of starting a family.
It is not an uncommon issue to have in these current times, and there are countless fellow men who share a similar predicament. Perhaps it would be of some benefit to explore ways to properly address the issue in a healthy manner.
All the best and Godspeed.
Of course my comments are based on the current status quo, which is unlikely to hold up in any manner, but that is another subject.