There is way too much fear mongering in some of these recent posts. Yes the market may (or may not) decline in the next few months but there's no need to touch your tax advantaged accounts unless there's a drastic circumstance that warrants such a move.
Yep. Just read the last few months. You would’ve thought stocks would be floor level right now, and whoever followed the board’s general advice would have a lot less to show for it.
Go take a look at the yield curve and how many emergency programs the Fed is doing. Then let me know if you think the global dollar shortage is over yet or not.