My father has a 2002 Toyota pickup truck he bought brand new in October 2001. Over 350,000 miles later, the car still runs. He has replaced everything once (at least), but it runs. He has not had a car payment since January 2007. That is 13 years ago. Think about how much money he has at his disposal to grow his business, invest, donate/give, etc with that he otherwise would not had with a car payment.