Jyst fyi, I do not know if there will be a crash and neither does anybody else...
But but I am smart and see the signs you say...ok...but no...just your pride and ego talking. The people who predict a crash, schiff, others, say the same thing every year...just like psychics count the hits, don't count the misses...and they pump their own investments...buy gold schiff screams from the heavens, heres my gold fund see?? Looks nice??? Buy from me.
They are no better than psychics with their guesses, go ahead and call miss cleo and youll get the same result...50/50 it will crash or it won't...and what did the bible say about sorcery or divination??
The system is way too complex for any person or even AI to predict with long term accuracy...
But but again I'm smart and know the signs...pure astrology my friend...get out your dowsing rod...lets search for water in the desert.
Have you made multi millions with stocks from nothing?? Most people over 90% cant beat an index fund with their own picks.
Now my opinion only...SCHD is a good dividend ETF, but dont listen to me study yourself.
Your take is incredibly naïve. Many people know if and when there will be a crash. (Sadly, I personally am not a part of The Club who knows anything.) They are the ones who get rich when it happens. Do you really think the folks who got out of the market in Feb 2020 and reentered in April were simply lucky? I don't know the when, but I do know that institutional investors - the folks smarter than me - started selling off early to mid 2022 and keep selling every time the market pumps and retail jumps back in. Do you really think Musk dumped Tesla stock because he needed the $$$? He will come back in later at a discount, after the flush. That's what they all do.